Arizona Net Pay Calculator
Net pay is what actually reaches your bank account after taxes and deductions are subtracted from your gross pay. Enter your details below to estimate it.
Estimated net pay per pay period
$1,892
- Gross pay
- $2,308
- Federal income tax
- − $193
- Arizona withholding
- − $46
- Social Security
- − $143
- Medicare
- − $33
Effective tax rate
18.0%
Take-home percentage
82.0%
| Frequency | Gross | Net |
|---|---|---|
| Weekly | $1,154 | $946 |
| Biweekly | $2,308 | $1,892 |
| Semimonthly | $2,500 | $2,050 |
| Monthly | $5,000 | $4,099 |
| Annually | $60,000 | $49,190 |
What if your salary increased?
- $65,000$53,108/yr net
- $70,000$56,675/yr net
- $75,000$60,093/yr net
Net Pay vs. Gross Pay
Gross pay is your total earnings for a pay period before anything is withheld — hours × rate, or your salary divided by the number of pay periods. Net pay (take-home pay) is gross pay minus federal income tax, Arizona withholding, Social Security, Medicare, and any deductions like 401(k) contributions or health insurance premiums. If you need to work backward from a target net-pay amount to the gross salary required to reach it, use the Gross Pay Calculator.
Frequently Asked Questions
What is net pay?+
Net pay is your take-home pay — gross earnings minus federal income tax, Arizona state withholding, Social Security, Medicare, and any elected deductions such as 401(k) contributions or health insurance premiums.
How much of my paycheck goes to taxes in Arizona?+
It depends on income and filing status, but most Arizona workers see federal tax, a 2.5% flat Arizona tax (withheld at your chosen A-4 percentage), 6.2% Social Security, and 1.45% Medicare come out of gross pay. Use the calculator above for your specific effective tax rate.
Tax year 2026 · Data reviewed 2026-08-15 · See methodology and sources. Estimates only — not tax or legal advice.