Arizona Paycheck Calculator

Your Arizona paycheck is reduced by federal income tax, Arizona's flat 2.5% state income tax (withheld at the A-4 percentage you choose), 6.2% Social Security, and 1.45% Medicare. The exact amount depends on your income, filing status, and deductions — use the calculator above for a personalized estimate.

Arizona has a flat individual income tax rate of 2.5% for tax year 2026, one of the lowest flat rates of any state that taxes income.

No. Arizona does not impose any city or county income taxes anywhere in the state — Phoenix, Tucson, Flagstaff, and every other Arizona city only apply the statewide 2.5% rate.

Arizona employees choose a flat withholding percentage on Form A-4 — 0.0%, 0.5%, 1.0%, 1.5%, 2.0%, 2.5%, 3.0%, or 3.5% of gross taxable wages. If you don't submit an A-4 within five days of starting a job, your employer withholds at the default 2.0% rate.

Arizona's statewide minimum wage is $15.15 per hour. Tucson and Flagstaff have higher local minimum wages set by city ordinance.

This calculator uses a simplified annualized-bracket estimate of federal and Arizona withholding, not your employer's exact payroll software calculation, and it can't account for benefits elections, garnishments, or year-to-date wage effects. See our methodology page for details.

Federal income tax in Arizona follows the same nationwide IRS brackets as every other state — 10% to 37% for 2026, depending on your taxable income and filing status. Arizona doesn't set its own federal rate; it only adds its separate flat 2.5% state tax on top. See Arizona Income Tax for the full breakdown.

ADP, Gusto, SmartAsset, and PaycheckCity all offer solid general-purpose, multi-state paycheck calculators. This site is built only around Arizona — it includes Arizona's specific A-4 withholding percentage election, Tucson and Flagstaff's local minimum wages, and Arizona-only guides, all free with no signup. Try both and see which explanation and breakdown makes more sense to you.

For most people searching that phrase, yes — this calculator shows the employee-side paycheck result. If you're an employer trying to estimate the full cost of hiring someone in Arizona, including your matching FICA and state unemployment tax, use the Arizona Payroll Calculator for employers instead.